Archive for the ‘Uncategorized’ Category

Sell that Home!

Friday, November 13th, 2009

When the Sellers Aren’t Selling
Remind Them: “Presentation is Everything!”

At times the sellers themselves thwart the efforts of the Real Estate Agent. Nothing can be quite as frustrating as trying to pull all the weight when someone else is adding to the burden by being uncooperative!

If you have a seller who is not making sure their home is presentable to a potential buyer, remind them that, in a competitive market with more inventory than we’ve seen in some time, presentation is everything! By eliminating points the potential buyer may find fault with and bringing out the positive amenities, they are more likely to sell the home and get the price they are asking for. Here are just a few tips that will help them support your efforts as their representative in the transaction:

Let There Be Light. Buy some 100-watt bulbs to brighten the rooms, and open curtains or blinds to let light in. Unless a window faces a brick wall or some type of eyesore, open the drapes!

Garage, Not Garbage. Have a garage sale to clean out the clutter and make the garage more spacious. Your clients are moving and will need to start organizing anyway, so why wait until the last minute? Clean up oil spots in the garage or carport with a good cleanser to remove that “lived-in” appearance. The home may not be brand new, but it’s new to the potential buyer.

Make Scents. Get a nice potpourri air freshener, or keep some refrigerated cookie dough on hand to throw in the oven when a prospect is coming over. Make the house smell like a home.

Paint-relief. Consider re-painting any areas that need to be touched up, especially the front door and entryway, and any appliances that are showing their age.

Power Plants. Trim down any jungles outside, especially if they cover the house. Get rid of any half-dead houseplants. Water the lawns briefly before any visit, and keep the lawns mowed and edged.

The Price is Right. Price may be a sensitive issue, but with increased inventories and declining home values in many neighborhoods, remind your clients that every shopper in a buyers’ market is determined to get the best deal possible. Let them know that now is a good time to compare their house with others on the market in the same area, because the right price is the one thing that will sell their house faster than anything else.

The World is Your Stage. Professional staging can help to showcase the best side of a home, create more interest, and get your clients top dollar. With increased inventories, staging could provide the competitive edge you need.

These tips were derived from 33 Ways to Sell Your Home Fast!, an info-marketing booklet I use as part of my campaign to market my services to FSBOs. In many cases, people who are attempting to sell their own home eventually become frustrated and end up asking me to refer them to a professional Real Estate Agent.

If you are looking to sell your home in Macomb, Oakland, Wayne, or St Clair County, please call or email me anytime for a referral to a great local Realtor.

 

FHA 203k Streamline Rehab Program

Wednesday, June 17th, 2009

Thanks for checking in on this great program that is available for home buyers to consider when buying a new home. As you may already be aware many home in Metro Detroit are in bad shape. This is due in part to the homes being abandoned by the current owners, vandalized during the foreclosure process or any other number of reasons.

In order to buy these homes that were in need of repair you would have to pay cash, because you could not get a new mortgage with the homes in that condition……until now!

Introducing the FHA 203k Streamline program. This allows you to buy the home AND finance in the cost of the repairs to the home up to about $35,000!!

Check out this link for more details:

http://portal.hud.gov/portal/page?_pageid=73,1826449&_dad=portal&_schema=PORTAL

But to find out if you qualify for this AWESOME new way to buy a home and take advantage of this housing market, please email me now to get more info on your situation.

Email me at jeff@glmf.com and let me know your interested in buying a “Rehab Home” I will get in touch with you and qualify you on the spot so we can get you in a new home this Summer!

Or call at 586-421-1639

God Bless,

Jeff Marsack

Metro Detroit Home Loan Expert

$8000 First-Time Homebuyer Tax Credit..Use it or lose it

Wednesday, May 13th, 2009

There couldn’t be any more incentives for first-time home buyers, considering that interest rates are at an all time low, home prices are not over inflated and there are plenty of homes to choose from. Sellers would have to give the home away for free for there to be a better deal. This is the absolute best time to be a first-time home buyer.

* Low Interest Rates

*Low Prices

*$8000 Tax Credit

Consumer confidence needs a boost and I feel that this is just the news that will do it or at least light a fire. Now, if only the news media such as the TODAY Show would report on this great news instead of always reporting on the negatives about the real estate market, consumer confidence would increase. Fortunately we have a great local news station, WXYZ Channel 7 that will be doing a piece on this very soon with reporter Bill Spencer and I talking about how this and how it can benefit buyers. 

We will also be promoting an upcoming Seminar that I will be hosting Tuesday evening from 7pm – 9pm at the Best Western Sterling Inn at 15 Mile and Vandyke.

If you are a possible first time home buyer then you owe it to yourself to see if now may be the time to buy. Call or email now to RSVP your spot today!

Our 24 Hour Recorded Reservation Hotline 800–635-4656 EXT 0519 

Jeff@glmf.com

Direct 586-421-1639

Fannie Mae Refi Plus…Can it help you?

Friday, April 17th, 2009

Thank you for visiting my website. As you may have seen on the Channel 7 News Story Thursday evening, Fannie Mae and Freddie Mac have recently announced new mortgage refinance options for homeowners who up till now, may not have been able to take advantage of today’s low interest rate environment.

WHO SHOULD LOOK INTO THIS

The ideal client is a homeowner who purchased their home in recent years with 20% down or more, and is in a mortgage with a rate in the upper 5’s or 6% plus range, or your in an Adjustable Rate Mortgage. The reason this new loan program is unique is because until now, you may not have been able to refi your loan due to the loss in your 20% or more in equity, and you would of had to then pay outrageously high private mortgage insurance, which would make the low rate no longer worth it. Now you can refinance your mortgage to today’s low rates as long as your loan balance does not exceed 105% of today’s appraised value and NOT have to pay the private mortgage insurance!

AM I ELIGIBLE

In order to see if you may be eligible you need to see if your loan is owned by Fannie mae or Freddie mac. To check on that go to both website and see.

www.fanniemae.com and www.freddiemac.com

Or go to www.makinghomeaffordable.gov for even more details…..Also, if you find out your loan is not showing as owned by Fannie or Freddie you may want to go to www.usps.com (United States Postal Service) just to make sure your inputting it in the Formal Legal Way

I’M ELEGIBLE, NOW WHAT?

Now email me with your Name and contact info, along with if your loan is Fannie or Freddie, what your loan balance is and your current interest rate is. I will then follow up with you on how much money we can potentially save you!

Sincerely,

Jeff Marsack, Metro Detroit Mortgage Expert Great Lakes Mortgage Funding Direct 586-421-1639 jeff@glmf.com

BUYER SEMINAR MAY 19th, 2009 “$8000 Tax Credit Available”

Friday, March 6th, 2009

Part of the latest “Stimulus” out of Washington has offered us in Metro Detroit a great reason to buy a home

$8000 Bucks in your pocket!!!

If your a first time home-buyer (have not owned a home in the last 3 years) and your an individual who makes less than $75,000 or your a married couple and you don’t make more then $150,000… then you may be able to take advantage of this AWESOME opportunity to buy a home.

You can’t ask for a much better chance to take advantage of a perfect storm for potential home-buyers..

1) LOW LOW Prices, 2) LOW LOW Mortgage Rates 3) BIG BIG Inventory 4) BIG BIG Cash incentives

I am hosting a FREE “Home Buyers Seminar” with other Metro Detroit Real Estate Professionals on Tuesday MAY 19, 2009 at the Best Western Sterling Inn from 7pm to 9pm. We will discuss how you can take advantage of this market and own a home of your own..

We will have plenty of FREE goodies and gifts plus if you RSVP before the seminar I will provide you with a FREE credit report and FICO score analysis, yours to keep.

Best Western Sterling Inn

34911 Van Dyke Sterling Hts, MI 48312

Jeff Marsack jeff@glmf.com